Ah, sweet summertime!
The kids are out of school and hitting the streets for months of sunshine and fun.
But the days of running through the neighborhoods with friends until the street lamps come on is quickly slipping by; kids today are looking for newer, more expensive ways to enjoy their summer break.
From pricey vacations to buying the latest video games to camp out in the living room with, summer tends to bring even higher demand for spending than the rest of the year.
Luckily, there are tons of ways to keep the kids happy without breaking the bank.
Being a parent is one of life’s greatest joys.
However, when you’re the head of a single-parent household, parenthood can feel a little more overwhelming, especially when it comes to finances.
Fortunately, creating a budget isn’t something you have to avoid.
Here are five strategies to help you budget as a single parent.
To say leaving the workforce as the breadwinner of our family to become a stay-at-home mom was tough on our bank account is an understatement.
I was bringing home 60% of our family income and carrying our family health insurance.
But when something pulls at your heart day after day, you can only ignore it for so long before you finally do something about it.
If you’re anything like me, then your always asking your spouse to take out the trash.
But let’s be honest, more times than not, you end up having to take out the trash yourself.
Taking out the trash is like preparing for some intergalactic battle!
Do you feel uncomfortable and awkward about teaching your kids about money?
Do you find it hard to broach money topics to them in your daily life?
You’re not alone. My parents hardly ever talked about money in my presence. Because of this, I didn’t know how to manage my money wisely.
It’s hard to know what you will actually use once your little one is born.
What do you really need to buy for a baby, and how do you save money on all the baby stuff?
If you want to save money as a mom, it starts by consolidating the list of things you need for a new baby.
What’s the fastest way to end a conversation with your husband?
Bring up the words “family budget!”
That’s how it is in my house, but budgeting and teaching kids about money are top concerns for modern moms.
I sure hope my kids are better with their money than I’ve been over the years.
One chief gripe parents have about kids and money is that their kids think “money grows on trees.”
Are you shaking your head in agreement?
You’ve got kids asking you for junk candy at checkout, app credits for online games, and a pair of name-brand shoes that skyrocketed to stardom overnight at school.
In the spring of 2013, while on maternity leave, I decided to read the highly anticipated Lean In by former Facebook COO, Sheryl Sandberg.
My husband thought that I would be dying to read it so he secretly gifted it to my iPad which was very sweet and forced me to overlook the comments he made about my love for all things “girl power.”
I was excited to read it because of all the press it received before it even hit the stores. My expectations were high despite not really knowing what the tone would be.
Allowances can be a pretty hot topic in the parenting world.
There are so many different views as to how to manage them.
I love the way Gail Vaz-Oxlade explains allowances in her book Money Smart Kids. She says that the purpose of an allowance is to help your kids learn about money management.